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Serving investors and families by providing affordable housing to build strong communities Blog Notes

What is important in your life?

What is the most important possession in your life?  What is most important to you overall?  Some people value fame or glory or recognition over any other aspect.  Some people value their life over anything else.  The Coast Guard Rescue Swimmers have stories about married couples who were lost at sea, drifting in rough waters after the boat has sunk.  After being rescued alive, the spouse knows if they were loved or not.  The story goes that many a husband has fought to climb into the rescue basket first, and leave their wife behind.  The Bible asks, “For what should a man give in exchange for his life?”

~  Great housing at affordable prices.

    Quality doesn’t have to be expensive.  ~

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Given the current market conditions, is it possible to buy a home with no money down?  The simple answer is “yes” but the hard answer is that a “no money down” type of deal is not always abundant.  One way to find a “no money down” deal is to have an investor buy an REO, aka bank owned home, and sell it to you as a lease option.


Stay tuned for our next blog which will cover the details of a lease option.

While most of us are not lost at sea, we may feel like it when life takes a sharp turn and we lose our jobs, lose a loved one, or experience a drastic illness.  Deep questions about what is really important to us are being asked by individuals all over this great nation of ours.  Many individuals ask themselves, what do they really value over all else?  Many people have lost their jobs and the replacement job is not as profitable as the previous one.  


In these types of situations, lifestyle changes are inevitable.  Some people are failing to make their house payment and choosing to walk away from their homes, hoping to find a better option.  The question is, is there a better option?  Is renting a home cheaper than owning your home?  What about the interest payment income tax write off option?  Does the tax write-off incentive provide enough actual cash to the bottom line to offset the cost of home ownership?

As a renter, you will never get some of your money back from Uncle Sam nor will you ever own the living space.  As a renter you will almost never get your cleaning deposit back either.   On the other hand, if you plan on moving in the next couple of years, then owning a home shouldn’t be a priority.  Many financial analysts project flat if not declining home values over the next several years.  

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